Cookies are small data files that write to your hard drive for record keeping purposes when you visit a website. Cookies allow RCFRE, LLC d/b/a RaisingCapital.com to measure traffic activity as well as to improve your user experience, for example by remembering your passwords and viewing preferences. Like other major websites, RCFRE, LLC d/b/a RaisingCapital.com uses cookies to provide you with a tailored experience when visiting RCFRE, LLC d/b/a RaisingCapital.com and using our major products. We treat any personal information that may be contained in cookies with the same level of confidentiality as other information you provide to us. If you wish to disable cookie functionality, you may do so by changing the security settings on your browser. However, portions of RCFRE, LLC d/b/a RaisingCapital.com may not function or function as efficiently, without them.

The Websites include social media features, such as the Facebook “Like” button, and widgets, such as the “Share This button” or interactive mini-programs that run on our Websites. These features may collect your Internet protocol address, which page you are visiting on the Websites, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on the Websites. Your interactions with these features are governed by the privacy statement of the companies that provide them.

We may also obtain other information, including personal information, from third parties and combine that with information we collect through our Websites. For example, we may have access to certain information from a third-party social media or authentication service if you log into our Services through such a service or otherwise provide us with access to information from the service. Any access that we may have to such information from a third-party social media or authentication service is in accordance with the authorization procedures determined by that service. If you authorize us to connect with a third-party service, we will access and store your name, email address(es), current city, profile picture URL, and other personal information that the third-party service makes available to us, and use and disclose it in accordance with this Policy. You should check your privacy settings on these third-party services to understand and change the information sent to us through these services. For example, you can log in to the Services using single sign-in services such as Facebook Connect or an Open ID provider.

These single sign-on services will authenticate your identity, provide you with the option to share certain personal information (such as your name and email address) with us, and pre-populate our sign-up form. Services like Facebook Connect give you the option to post information about your activities in the Services to your profile page to share with others within your network.

RCFRE, LLC d/b/a RaisingCapital.com safeguards the security of the data you send us with physical, electronic, and managerial procedures. We urge you to take every precaution to protect your personal data when you are on the Internet. To make purchases from RCFRE, LLC d/b/a RaisingCapital.com web site, you must use an SSL-enabled browser. RCFRE, LLC d/b/a RaisingCapital.com uses industry-standard Secure Sockets Layer (SSL) encryption on web pages used to complete a purchase. This protects the confidentiality of your personal and credit card information while it is transmitted over the Internet.

While RCFRE, LLC d/b/a RaisingCapital.com takes precautions to ensure the security of your data, no one can completely guarantee the safety of data transmitted over the internet. It is important that you take steps to ensure the safety and security of your personal information, for example by not sharing passwords or other registration data.

RCFRE, LLC d/b/a RaisingCapital.com uses your personal information in the following ways:

- Delivery and billing for our products and services, and to communicate with you concerning your account and customer service issues. 

- This may include verifying authorization of credit card usage before any purchase of content or services.

- Improving our products and services by providing personalized content recommendations, language and location customization,          and/or personalized help and instructions.

-To ask you to participate in surveys about products, services, news and events.

- Offering you product upgrades, content, services and other training courses for you to purchase.

- Providing provide you with content, services, instructions, and a more personalized experience based on personal information, such as your language preferences, zip/postal code, country locations, and any content or other preferences you provide.

- Providing you with news, free newsletters, updates, targeted advertising, promotions, and special offers.

- To better understand how our products are used, including Web traffic patterns and what types of content are most popular with users of our products and services.

- Providing anonymous reporting for internal and external partners.

- Facilitating your participation in our online forums and helping to manage improper behavior by individuals using the forums.

RCFRE, LLC d/b/a RaisingCapital.com may share your personal information with trusted vendors and partners who work with RCFRE, LLC d/b/a RaisingCapital.com . These partners are provided with your personal information to help RCFRE, LLC d/b/a RaisingCapital.com communicate with you about offers from us and from our marketing partners. They are contractually required to keep this personal information secure and to only use it for the purposes for which it is provided. RCFRE, LLC d/b/a RaisingCapital.com may send personal information about you to other companies or people when we need to share your information to provide the product or service you have requested or to provide a provide a product or service to you. However, these companies are only permitted to use the personal information for these purposes.

RCFRE, LLC d/b/a RaisingCapital.com may also disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) comply with law or legal process or if requested by duly authorized public authorities; (b) comply with the order of a competent judicial authority in any jurisdiction; (c) comply with legal process served on RCFRE, LLC d/b/a RaisingCapital.com ; (d) protect and defend the rights or property of RCFRE, LLC d/b/a RaisingCapital.com , or our affiliated companies, their employees and agents; (e) enforce our terms of use; (f) protect against fraud or other illegal activity or for risk management purposes; (g) permit us to pursue available remedies or limit the damages that we may sustain; (g) act in urgent circumstances to protect the personal safety of users of RCFRE, LLC d/b/a RaisingCapital.com products or the public at large.

If RCFRE, LLC d/b/a RaisingCapital.com should ever file for bankruptcy, or become insolvent, or be acquired by a third party, or merge with a third party, or sell all or part of its assets, or transfer substantially all or part of its relevant assets to a third party, then RCFRE, LLC d/b/a RaisingCapital.com is entitled to share the personal information and all other information you have provided through the products and service to potential and subsequent business and merger partners.

RCFRE, LLC d/b/a RaisingCapital.com may share “cookie” and other data about traffic patterns or usage collected on RCFRE, LLC d/b/a RaisingCapital.com with affiliated companies, its business partners or with third party advertisers or ad networks. Any data shared is anonymous and does not identify any user.

RCFRE, LLC d/b/a RaisingCapital.com may also include third party advertising. These third parties’ websites and advertisers, or the Internet advertising companies that work on their behalf, may use technology such as web beacons and cookies to send (or “serve”) the advertisements that appear on our Site directly to your browser. They automatically receive your IP address when this happens. They may also use cookies, JavaScript, electronic images and other technologies to deliver advertisements, collect information about the effectiveness of their advertisements, and to collect anonymous information about your visits to RCFRE, LLC d/b/a RaisingCapital.com , such as the number of times you have viewed an ad (but not your name, address, or other personal information). If you would like more information about this practice, as well as your choices about not having this information used for online behavioral advertising by these ad networks, click here: http://networkadvertising.org/consumer/opt_out.asp.

RCFRE, LLC d/b/a RaisingCapital.com also contains links to other Websites and products. RCFRE, LLC d/b/a RaisingCapital.com is not responsible for the privacy practices or the content of such Websites or products. Please visit the privacy policies of these third party sites in order to understand their privacy policies and data collection practices.

RIGHTS YOU HAVE REGARDING YOUR DATA

You always have the right to request information about your stored data, its origin, its recipients, and the purpose of its collection at no charge. You also have the right to request that it be corrected, blocked, or deleted. You can contact us at any time using the address given in the legal notice if you have further questions about the issue of privacy and data protection.

You may also, of course, file a complaint with the competent regulatory authorities.

Many data processing operations are only possible with your express consent. You may revoke your consent at any time with future effect. An informal email making this request is sufficient. The data processed before we receive your request may still be legally processed. If you no longer wish to receive communications from RCFRE, LLC d/b/a RaisingCapital.com , you can opt-out from receiving such messages in the future by following the instructions in the message or contacting us at support@raisingcapital.com.

Account data (“Account Data”) is personal information you provide us, or that we collect from you and your devices in connection with your access to and use of our Services (such as when you provide us information to register for an account, or information we collect about your browser when you connect to one of our Services, etc.). In legal terms, we collect and use this Account Data as a data controller.

There are two general categories of Account Data we collect in order to provide you with the Services.

- Account information. You may provide us with information in connection with the creation and management of your account for the Services, such as a name, email address and a password to create a RCFRE, LLC d/b/a RaisingCapital.com account.

- Billing information. If you have purchased a paid version of the Services, or if you make another financial transaction using our Services (such as purchasing a Third-Party App), we (and our third-party payment processors) will collect information about the purchase or transaction. This includes billing details and credit card information, other account and authentication information.

- Other information. You may otherwise choose to provide us with information when you fill in a form, contact our customer support, respond to surveys or use other features of our Services. You may also provide us with other optional information as part of your account profile, including your usernames, avatars and links to the Social Network profiles you authenticate with your RCFRE, LLC d/b/a RaisingCapital.com profile.

1. Information we automatically collect from your use of the Services

- Log data and usage information. Like most websites, when you view content on or otherwise interact with our Services our servers automatically record information, including information that your browser sends whenever you visit a Website or that your Application sends when you are using it. This log data may include your IP address, the address of the web page you visited before using the Services, your browser type and settings, your device information, the date and time of your use of the Services, information about your browser configuration and plug-ins, language preferences, unique identifiers, mouse tracks and cookie data.

- Location information. When you use our Services, we may collect information about your geographic location.

We use, store, and process Account Data as a data controller to provide, understand, improve and develop our Services, keep our Services safe and to comply with our legal obligations. More particularly, we use it to:

We use Account Data to identify you when you login to your account.

Provide Services

We use Account Data to enable us to operate the Services and provide them to you, including to:

- enable your access to our Services

- allow you to communicate with us and with other users

- verify your transactions, for purchase confirmation, billing, security, and authentication (including security tokens for communication with installed Third-Party Apps)

- contact you about your account and provide customer service support, including responding to your comments and questions

- keep you informed about the Services, features, surveys, newsletters, offers, contests and events we think you may find useful or which       you have requested from us

- sell or market our products and Services to you

We use Account Data to:

- better understand your needs and the needs of users in the aggregate, diagnose problems, analyze trends, perform analytics, conduct research and improve the features and usability of the Services, test and troubleshoot new products and better understand and market to our users

- analyze the Website or the other Services and information about our visitors and users, including research into our user demographics and user behavior.

-create aggregate (non-identifiable) statistics about users of the Services with a view to introducing improvements and improving usability of the Services

We use Account Data to verify accounts and activity, maintain the integrity of our Services, and to keep the Services safe and secure.

ACCOUNT DATA – LEGAL BASIS FOR USE

Our legal basis for collecting and using Account Data as a data controller will depend on the specific context in which we collect it.

However, as a data controller, we will collect personal information from you where:

- we have your consent to do so

- where we need the personal information to perform a contract with you (e.g. to deliver the Services you have requested), or

- where the processing is in our legitimate interests (and not overridden by your data protection interests or fundamental rights and freedoms)

In some cases, we may also have a legal obligation to collect personal information from you, or may otherwise need the personal information to protect your vital interests or those of another person.

Where we rely on your consent to process Account Data, you have the right to withdraw or decline your consent at any time. Please note that this does not affect the lawfulness of the processing based on consent before its withdrawal.

If we ask you to provide Account Data to comply with a legal requirement we will make this clear at the relevant time and advise you whether the provision of your personal information is mandatory or not (as well as of the possible consequences if you do not provide your personal information). 

Similarly, if we collect and use your personal information in reliance on our legitimate interest which are not already described in this notice, we will make clear to you at the relevant time what those legitimate interests are.

As a user, you may update or correct most of your Account Data by logging in to your account to edit your profile or organization record. To make a request to have Account Data returned to you, removed, or to make additional corrections, please email our privacy team. Requests to access, correct, or remove your information will be handled within thirty (30) days and may be subject to a fee as permitted by applicable law.

Depending on where you reside, you may have the right to exercise additional rights available to you under applicable laws with regards to the personal information RCFRE, LLC d/b/a RaisingCapital.com holds about you as a data controller, including:

- Right of erasure: In certain circumstances, you may have a broader right to erasure of personal information that we hold about you – for example, if it is no longer necessary in relation to the purposes for which it was originally collected. Please note, however, that we may need to retain certain information for as long as you maintain an account for our Services, or as needed to provide you with our Services, for record keeping purposes, to comply with our legal obligations, resolve disputes and enforce the Terms.

Right to object to processing: You may have the right to request that we stop processing your personal information and/or to stop sending you marketing communications.

- Right to restrict processing: You may have the right to request that we restrict processing of your personal information in certain circumstances (for example, where you believe that the personal information we hold about you is inaccurate or unlawfully held).

Right to data portability: In certain circumstances, you may have the right to be provided with your personal information in a structured, machine readable and commonly used format and to request that we transfer the personal information to another data controller without hindrance.

If you would like to exercise such rights, please contact us. We will consider your request in accordance with applicable laws. To protect your privacy and security, we may take steps to verify your identity before complying with the request.

You also have the right to complain to a data protection authority about our collection and use of your personal information. For more information, please contact your local data protection authority.

When you visit our websites, we or our third-party service providers collect information about your use of the website: Your Internet service provider’s address, your location as determined by your Internet Protocol (IP) address, the name of the Website or advertisement directing you, your user agent, as well as your clicks and activity on our Websites. We use this information to understand how to make our Websites more available and user-friendly to our customers as well as to provide you with advertising that may be of interest to you. This is described in more detail below. To learn how you can opt out of such advertising read below. We do not serve interest-based advertising to users we identify as using our websites from EU IP addresses.

We use tools called “Google Analytics” and “Adobe Analytics” to collect some information we listed above about your use of the services. We use the information we get from Google Analytics and Adobe Analytics to improve the services. In order to collect this information, Google Analytics and Adobe Analytics may set cookies on your browser or mobile device, or read cookies that are already there. Google Analytics and Adobe Analytics may also receive information about you from apps you have downloaded, that partner with Google or Adobe, respectively. We do not combine the information collected through the use of Google Analytics or and Adobe Analytics with personally identifiable information.

Google’s ability to use and share information collected by Google Analytics about your visits to the services to another application which partners with Google, is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. Please review those and see http://www.google.com/policies/privacy/partners/ for information about how Google uses the information provided to Google Analytics and how you can control the information provided to Google. To prevent your data from being used by Google Analytics, you can download the Google Analytics opt-out browser add-on for Google Analytics which can be found here.

Adobe’s ability to use and share information collected by Adobe Analytics about your visits to the services to another application which partners with Adobe, is restricted by the Adobe Analytics Terms of Use and the Adobe 

We respect children’s privacy in particular. We do not target knowingly or intentionally collect personally identifiable information from children under the age of 13. By using the Site, you have represented and warranted that you are either 18 years of age or using the Site with the supervision of a parent or guardian. If you are under 13, you may not use the Site. If you become aware that your child has provided us with personal information without your consent, you are urged to email us at support@raisingcapital.com.

You have the option to request a 100% refund up to 30 days before the live event . If a request is received less than 30 days but 14 days before the event you will receive a credit. This credit can be applied towards any RaisingCapital.com product or used for a future live event.

​Credit is only applicable to tickets purchased without restrictions, excluding tickets obtained through promotional agreements or "gift with purchase" arrangements. Such tickets are not eligible for credit, refund, or transfer and will become void if unused.

Please send all refund requests to events@RaisingCapital.com.

​Hotel room bookings, if included with your ticket, are non-refundable and non-transferable to other events.

If your live event purchase includes hotel accommodations, full payment must be made at least 30 days before the event. Failure to do so will result in the forfeiture of your hotel room without refund or credit.

​Hotel accommodations are limited and available while supplies last. We cannot guarantee room availability if payments are not made on time.

​After purchasing your ticket, it is essential to reserve your seat. Failure to do so will result in the forfeiture of your ticket, and you will receive a store credit for the amount paid, minus processing fees.

​Gratis tickets or those received as part of another purchase will be forfeited without credit and are not valid for future events.

After purchasing your ticket, it is essential to reserve your seat. Failure to do so will result in the forfeiture of your ticket, and you will receive a store credit for the amount paid, minus processing fees.

Gratis tickets or those received as part of another purchase will be forfeited without credit and are not valid for future events.

In accordance with federal and state laws, we reserve the right to refund ticket purchases and deny event access if necessary for public safety.

​All ticket holders must present state or federal identification matching their ticket name.

​Security searches may be conducted upon entry. Refusal to consent to such searches may result in denied entry without refund, credit, or compensation.

​Certain items, including firearms, alcohol, drugs, recording devices, and more, may not be brought into the event premises under facility rules.

Unlawful resale, counterfeiting, or copying of tickets will result in ticket forfeiture without credit, refund, or compensation.

​We reserve the right to restrict or deny ticket purchasing privileges to individuals violating our policies.

Suite and Sponsorship Table Policies:

For suite or sponsorship table purchases, you must provide the names of all attendees and may not sell any space in your purchased suite or table. These are non-transferable.

Disruptive Conduct and Ejection:

We reserve the right to refuse admission or eject individuals displaying disruptive or disorderly conduct not aligned with the event's purpose.

Such individuals will not be eligible for refunds, credits, or compensation for any incurred expenses.

By attending the event, you acknowledge that your actions and conduct are public, with no expectation of privacy.

​You grant permission for us, the venue, and our affiliates to use your name, image, likeness, and recorded content for any purpose without further authorization or compensation.

To gain entry into a Live Event, a valid ticket is required for each attendee and is only valid on the specified date(s) and area(s) indicated on the ticket. Admission is restricted to those who meet the minimum age requirements, which is 18 years or older, unless the event permits children. Children require their own ticket for entry and will be denied access without one.

Please note that infants, including those in strollers, portable car seats, diaper bags, backpacks, and strollers, are not permitted to attend the event. The Company must comply with the rules and regulations of the Live Event arena.

Acceptable forms of identification that demonstrate proof of age include a government-issued passport or driver's license with photo (U.S. or Canada), military identification card with photo, or government-issued identification card with photo. The name on the ticket must match the name on the identification. No other forms of identification will be accepted. If you fail to provide valid identification, you will not be permitted to enter the event and will not be entitled to a refund or other damages. Additionally, during the event, you may be asked to provide valid identification upon request by a member of security or crew. Failure to do so may result in your prompt ejection from the event without refund.

All digital product purchases, including digital gift cards, are non-refundable. Once a digital product is purchased, the sale is final. We strictly adhere to our no refund and no early cancellation policy for all digital and downloadable products.

For training programs, access will be granted for the specified duration mentioned in the product description. Please note that the purchase of a training program does not provide rights to share, reproduce, or resell the product in any manner.

Cancellation of a subscription to a digital product becomes effective immediately, and no refunds will be issued regardless of product usage.

If you encounter any difficulties accessing the digital content you've acquired, please promptly contact our customer service department at Support@RaisingCapital.com. We will work diligently to resolve any issues you may encounter.

Unless explicitly specified in writing, special offers and coupons cannot be stacked with other special offers or coupons. These promotions are only valid while supplies last and during the specified time frames indicated on them. Please be aware that prices may change without prior notice. If your account is in arrears or not in good standing for any reason, you will not be eligible for any special offers, flash sales, promotions, bonuses, gift with purchase offers, coupon discounts, or incentives.

When you opt for a monthly payment plan to purchase a product or service, you assume responsibility for fulfilling 100% of the agreed-upon payments. In the event that any payments are not received, the entire purchase will be canceled, and the payments made up to that point will be forfeited without the possibility of a refund. Furthermore, access to any digital product or program will be revoked.

For payment plans that encompass live events, it is imperative that the total amount is paid in full at least 30 days prior to the event date. Failure to do so will result in the forfeiture of your event ticket, and you will receive store credit equivalent to the payments made up to 30 days from the event date.

We do not provide any guarantees of results or legal advice in regards to entrepreneurship or real estate investing, as these fields involve risk and require significant effort. It is always advisable to seek guidance from your own professionals. Any testimonials that showcase our achievements or those of our students should not be considered as standard, typical, or expected outcomes. Some of the testimonials may be from former students who now work as coaches or trainers for RaisingCapital.com. It is essential to understand that reaching your objectives necessitates education, determination, and hard work. RAISINGCAPITAL.COM IS NOT A “DONE FOR YOU” SERVICE. 

To attend any live event, a valid ticket must be presented for each attendee. The ticket is only valid for the designated day(s) and area(s) of the event as stated on the ticket. Entry into the event is restricted to individuals who meet the minimum age requirements on or before the day of the event. For most events, attendees must be 18 years of age or older, unless otherwise specified for events allowing children. Additional terms or restrictions may apply, which can be found in the event description.

To ensure the safety and comfort of all customers and attendees, admission to any event hosted by RaisingCapital.com and its affiliated companies is subject to strict security arrangements. You acknowledge that we may conduct security checks, such as checks of your person and/or x-ray scans of your clothing, bags, and other items, as determined by us prior to allowing entry to the venue. Please note that we do not permit large bags, backpacks, or luggage at any of our classroom events. Additionally, some venues may have their own rules prohibiting backpacks and large bags.

It is strictly prohibited to bring any explosive substances or materials, pyrotechnics, offensive weapons and firearms (including replica or toy firearms), projectiles and similar devices, sharp items like knives (including Swiss army knives), scissors, cutlery and/or screwdrivers, spray paint, padlocks and/or chains, items that make a noise (e.g. whistles), banners, placards, and/or flags, alcohol, or any other items which in our opinion pose a health and safety risk to, or affect the enjoyment of, other visitors in any way ("Prohibited Items"). If you refuse searches or refuse to leave any Prohibited Items with our security personnel, you may not be permitted to enter the venue or may be ejected from it and required to surrender any tickets you hold without a refund.

Please note that restrictions and additional terms may apply to any event hosted by RaisingCapital.com and its affiliated companies. We recommend that you check the relevant event description for details of any additional terms or restrictions before making a booking. You promise that you, and anyone on whose behalf you make a booking, will observe and comply with any such terms or restrictions.

This Agreement is subject to the laws of the State of Delaware, without consideration of its conflicts of law principles. If any dispute arises regarding this Agreement, the Site, or the Materials, you consent to the exclusive jurisdiction of the federal and state courts in the State of Delaware and waive any objections to such courts based on jurisdiction, venue, or forum. The Site is controlled and operated by RaisingCapital.com and is not intended to be subject to the laws or jurisdiction of any state, country, or territory other than Delaware or the United States.

RAISINGCAPITAL.COM does not guarantee that the Site, or any part of it, is suitable or accessible for use in any particular jurisdiction. Users access the Site at their own risk and are responsible for complying with local laws. We may limit access to the Site to certain individuals, geographic areas, or jurisdictions at our discretion. You agree not to export or transport any Site content to countries that the United States has embargoed or to individuals or entities on U.S. government lists. You warrant that you are not located in or controlled by any such country or on any such list.

If any provision of this Agreement is unlawful, void, or unenforceable for any reason, that provision will be severed from this Agreement and will not affect the enforceability of any remaining provisions. Any headings, captions, or section titles in this Agreement are provided for convenience only and do not define or explain any section or provision. A party's failure to enforce any provision of this Agreement shall not be construed as a waiver of any provision or right. This Agreement, along with any referenced policies, constitutes the entire agreement between you and RAISINGCAPITAL.COM regarding your use of the Site and supersedes any prior agreements, whether written or oral. The Agreement is not assignable, transferable, or sublicensable by you without our prior written consent.

In case your account is in arrears or not in good standing, any special offers, flash sales, deals, bonuses, gifts with purchase, coupons, discounts, and incentives will not be accessible for use.

Please make sure to revisit these Terms regularly to review the most up-to-date version of the Policy. We retain the right, at our sole discretion, to modify or alter this Policy without any prior notice. However, the date of any effective modifications will be indicated at the top of this page, and we can provide you with details about any changes made upon request.

By using the Website or sending us e-mails, you agree to communicate with us electronically. You consent to receive communications from us electronically and understand that we may communicate with you via e-mail or by posting notices on the Website. You acknowledge and agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

We reserve the right to discontinue the Website at any time and for any reason, without notice. We may also change the contents, operation, or features of the Website at any time and for any reason, without notice.

You acknowledge and agree that no joint venture, partnership, employment, or agency relationship exists between you and us as a result of these Terms of Use or your use of the Website. These Terms of Use are not intended to limit or affect any of our rights to comply with governmental, court, and law enforcement requests or requirements related to your use of the Website or information provided to or gathered by us with respect to such use. A printed version of these Terms of Use and any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Our failure to enforce any provision of these Terms of Use or respond to a breach by you or others shall not constitute a waiver of our right to enforce any other provision of these Terms of Use as to that breach or any other.

If any provision of these Terms of Use is found to be invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect, and the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.

These Terms of Use represent the entire agreement between you and us regarding the Website and supersede any prior or contemporaneous agreement related to that subject matter.

By making a purchase from our website, you acknowledge and agree to abide by the terms and conditions set forth in this Policy, as well as our Terms of Purchase and Refund Policy and Privacy Policy. If you do not agree to these policies, please refrain from making any purchases or engaging in transactions with us.

We encourage you to revisit these terms periodically to review the most current version. We reserve the right to modify these terms at any time and at our sole discretion, without prior notice. However, any effective changes will be reflected at the bottom of this page, and we will gladly provide information regarding any modifications upon request. This Policy was last updated on April 26, 2023.

Thank you for showing interest in the RaiseMaster and Capital Collective website (referred to as the “Site”), which is owned and operated by RAISINGCAPITAL.COM (also referred to as the 

“We”, “Our”, or “Us”). RaisingCapital.com offers a paid membership that allows members to access and review private placement real estate opportunities independently. These Terms of Service apply to your use and access of the Site and any publicly available content, services, and/or products offered by RaisingCapital.com through the Site (collectively referred to as the “Services”). Users of the Site and the Services are referred to individually as “User” and collectively as “Users”. Please note that neither RaisingCapital.com nor any of its affiliated companies, including but not limited to RaisingCapital.com, Capital Collective, RaiseMasters, Asym Capital, LLC, is a registered broker-dealer, investment advisor, investment manager, or funding portal, nor do they engage in any activity that requires such registration.

By agreeing to these Terms, you are accepting the annual nonrefundable membership fee (the “Membership Fee”) and all the terms and conditions outlined herein, as well as any other policies, operating rules, and future modifications that may be published from time to time without prior notice or liability to you. Additional terms and conditions may also apply to specific features, applications, products, or services provided by the Site or the Services. You must create an account, pay the Membership Fee, and become a registered user of the Services to access them. Please note that the Membership Fee is nonrefundable, whether paid in full or pro rata, in the event of termination of access to RaisingCapital.com. If you are entering into these Terms on behalf of an entity or third-party, such as a company, you represent that you have the legal authority to bind that entity to these Terms.

By accessing, browsing, and/or using the Site or the Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service and all other policies and procedures posted on the Site. If you do not agree to these agreements, you must immediately cease accessing, browsing, or otherwise using the Site or the Services.

Privacy is a significant concern for RaisingCapital.com, and we take the privacy of our Users very seriously. Please refer to the Privacy Policy, which is incorporated into these Terms by reference, for information regarding our collection, use, and disclosure of your personal information.

To access the RaisingCapital.com Services, you must pay the Membership Fee and be of legal age in your jurisdiction. By using the Services, you confirm that you can legally enter into a contract in your location. While browsing the Site does not require registration, accessing the Services, such as real estate investment offerings and presenting your own deals, does. You must register and provide accurate information, which you are responsible for updating. Failure to keep your information current could result in termination of your account. You must inform us immediately of any unauthorized account use or security breaches. You are solely responsible for the security of your Account and may not transfer it to anyone else. You acknowledge that you are liable for any damages or losses incurred by RaisingCapital.com or other Users due to your Account usage. 

RaisingCapital.com provides investment-related data and content, but this should not be construed as financial, tax, legal, or investment advice or recommendations. You are solely responsible for making investment decisions and assessing associated risks. RaisingCapital.com has no special relationship with you, nor does it owe any fiduciary duty. You should perform your due diligence on any investment opportunities offered by other Users and seek professional advice as necessary.

Real Estate Investment Opportunities:

One of the Services RaisingCapital.com offers is the facilitation of real estate investment opportunities during in-person or virtual meetings (each, a “Meeting”). RaisingCapital.com does not endorse any of the opportunities offered directly by other Users, including those presented at a Meeting, nor does RaisingCapital.com make any recommendations regarding the appropriateness of particular opportunities for any investor. The presentation of real estate investment opportunities during a Meeting is for informational purposes only. Such presentation does not constitute an offer, or solicitation of an offer, to buy or sell securities, nor a recommendation to buy or sell any securities. Offers to sell, or solicitations of offers to buy, any security can only be made through official offering documents provided by the issuer, which contain important information about investment objectives, risks, fees and expenses. The terms of any investment opportunity provided by an issuer shall be negotiated and agreed to directly between the issuer and individual Users. RaisingCapital.com takes no part in the negotiation or execution of transactions for the purchase or sale of securities, and at no time has possession of or access to funds or securities. You agree and acknowledge that none of RaisingCapital.com, its officers, directors, employees, representatives, affiliates or agents, will participate in the offer to sell or solicitations of offers to buy any securities, or make a recommendation to buy or sell any securities, offered by other Users.

Although RaisingCapital.com may provide data, information or content provided by third-parties or us relating to investment strategies and/or opportunities to buy and/or sell securities, you should not interpret any such content as tax, legal, financial, or investment advice or a recommendation to invest in any real estate investment opportunity offered by other Users. Investment opportunities presented during a Meeting are speculative and involve substantial risk. Any decision to invest shall be based solely on your own consideration and analysis of the risks involving a particular offering and is made at your own risk. You acknowledge and agree that you are solely responsible for determining the suitability of an investment or strategy and accept the risks associated with such decisions, which include the risk of losing the entire amount of your principal.

Federal and state securities law and regulations restrict investment in private securities offerings. Investments in private placement are speculative and involve a high degree of risk. Investments in private placements are also highly illiquid. You should not invest with other Users unless you are willing to accept the risks associated with private investments and are able to bear the loss of your entire investment. Before you invest in any investment opportunities offered by other Users, RaisingCapital.com recommends that you consult with a financial advisor, attorney, accountant, and any other professional that can help you to understand and assess the risks associated with any investment opportunity. RaisingCapital.com is not a registered broker-dealer, investment advisor, investment manager or funding portal, and does not provide any advice, recommendations or provide any due diligence review.

RaisingCapital.com, its affiliates, and its licensors are the owners of all right, title, and interest in the Site and the Services, which include, but are not limited to,

(i) visual interfaces, graphics, design, systems, methods, information, computer code, software, services, "look and feel" organization, compilation of the content, code, and data, and

(ii) all content available on the Site, such as articles, documents, brochures, presentations, pictures, images, audiovisual works, and other informational materials, along with any user comments (collectively referred to as "RaisingCapital.com Materials").

User Content is excluded from RaisingCapital.com Materials. The RaisingCapital.com Materials are protected under copyright, trademark, patent, trade secret, and other intellectual property laws and proprietary rights. By using the Site, you agree to comply with all applicable laws and not copy or use proprietary content except as authorized by these Terms or written consent of the owner of the proprietary rights. RaisingCapital.com grants you a non-exclusive, non-transferable license to download and print the RaisingCapital.com Materials for personal, non-commercial use, provided that you retain all copyright and proprietary notices included in such materials. You may not modify, distribute, share, disclose, transmit, display, reproduce, publish, license, create derivative works from, transfer, or use the RaisingCapital.com Materials in any other way, except with prior written permission from RaisingCapital.com. You agree not to develop or assist anyone else with developing a website or materials that are substantially similar to or based in substantial part on the RaisingCapital.com Materials. Your access to and use of the Site or the Services do not grant or transfer to you ownership interest or any rights in the RaisingCapital.com Materials other than those rights explicitly granted in these Terms. Recording of calls is not permitted.

As a user of RaisingCapital.com, you have the ability to share real estate investment opportunities and contribute comments or materials to the website ("User Content"). You are solely responsible for any User Content that you submit, post, transmit, or share through RaisingCapital.com, and for any consequences that may arise as a result of such content. Please note that you may be exposed to User Content from other users that is inaccurate, inappropriate, misleading, unlawful, offensive, or otherwise objectionable. RaisingCapital.com does not make any representations or warranties regarding User Content and is not responsible for the accuracy, usefulness, or intellectual property rights of such content.

By using RaisingCapital.com, you agree to waive any legal or equitable rights or remedies that you may have against the website with respect to User Content provided by yourself or others. While RaisingCapital.com does not have an obligation to monitor, review, control, or guarantee the accuracy or confidentiality of User Content, it reserves the right (but not the obligation) to remove or edit any such content at its sole discretion, with or without notice.

You represent and warrant that any information you provide to RaisingCapital.com is accurate, complete, and truthful. The website and its affiliates, partners, representatives, and agents are entitled to rely on the information you provide as true, accurate, and complete without independent verification. If any information provided during the registration process or thereafter proves to be inaccurate, not current, or incomplete, RaisingCapital.com reserves the right to suspend or terminate your account.

You retain all rights to your User Content. By posting, transmitting, or sharing your User Content with RaisingCapital.com, you grant the website and its affiliates, sublicensees, partners, designees, and assignees a worldwide, non-exclusive, fully paid-up, royalty-free, perpetual, irrevocable, sublicensable, and transferable license to use, reproduce, distribute, modify, adapt, prepare derivative works of, publicly display, publicly perform, and otherwise exploit your User Content and derivatives thereof for any purpose and in any media form. You also grant other users of the website a non-exclusive license to access or use your User Content for personal or commercial use.

You affirm, represent, and warrant that you either own the User Content or have the necessary licenses, rights, consents, and permissions to grant the rights and license set forth herein, and that the User Content or any use of the User Content pursuant to these Terms does not and will not: (a) infringe, violate, or misappropriate any third-party right, including any intellectual property or proprietary right; (b) violate any applicable laws, rules, or regulations (including, without limitation, United States federal and state securities laws); or (c) require RaisingCapital.com to obtain a license from or pay fees or royalties to any third party.

The presentation of real estate investment opportunities by other Users during a RaisingCapital.com Meeting is solely for informational purposes. It is important to note that such presentations do not constitute an offer or solicitation of an offer to buy or sell securities, nor should they be considered as a recommendation to buy or sell any securities. Any offers or solicitations to buy or sell securities can only be made through official offering documents provided by the issuer, which contain critical information about investment objectives, risks, fees, and expenses. It is the responsibility of individual Users to negotiate and agree directly with the issuer on the terms of any investment opportunity provided.

Users should be aware that securities offered directly by other Users are only suitable for investors who are familiar with and willing to accept the high risks associated with private investments. Investing in private placements requires a high-risk tolerance, low liquidity need, and long-term commitments. Additionally, securities sold through private placements are not publicly traded and may be illiquid unless registered with the SEC. There may also be restrictions on resale or transfer, including holding period requirements. Users must be financially able to afford the risk of losing their entire investment, as investment products are not FDIC insured, may lose value, and have no bank guarantee.

RaisingCapital.com, its officers, directors, employees, representatives, affiliates or agents, does not offer investment advice or services, nor does it recommend, solicit or offer any securities or financial instruments for sale through its Services. The information provided through the Services is intended for informational purposes only and has been prepared without consideration of any specific User's financial situation or investment requirements. The Services may not be available in all jurisdictions or to all Users, and their use may be prohibited by applicable laws, rules, or regulations. Users are advised to seek professional investment, financial, and legal advice before making any investment decisions and should not rely on RaisingCapital.com or any of its affiliates, officers, directors, employees, representatives or agents, in making such decisions. RaisingCapital.com does not endorse any investments and is not responsible for any transactions between Users. Discussion or featuring of any offering through the Services does not constitute endorsement or representation of the quality of any potential investment, and the securities being offered directly by other Users may not be registered with the Securities Act. No assurance can be given that any offering currently qualifies or will continue to qualify under one or more exempt provisions from registration. RaisingCapital.com does not receive any commission or transaction-based compensation in connection with the purchase or sale of securities by any User and does not act as a registered broker-dealer, funding portal, investment adviser or investment manager. Users acknowledge that RaisingCapital.com makes no representation, warranty or assurance regarding the legality of any offerings presented by other Users or their compliance with federal and/or state securities laws, and that they assume all risks associated with investing in such securities.

User Interactions and Disagreements:

By using the Services, you may have the opportunity to engage with other Users who may offer you investments, investment information, advice, services, events, or other information related to various companies or organizations. Please note that these Users are independent and not affiliated with or controlled by RaisingCapital.com or its affiliates. As such, RaisingCapital.com cannot be held responsible or liable for any investments, information, advice, or services provided by these Users. Any interaction you have with other Users is solely your responsibility, and you agree that RaisingCapital.com, its affiliates, officers, directors, employees, representatives, or agents, will not be liable for any loss or damage resulting from such interactions.

If you offer any investments, information, advice, or services to other Users, you acknowledge that you are not affiliated with, controlled by, or influenced in any way by RaisingCapital.com or its affiliates, officers, directors, employees, representatives, or agents. If you have a dispute with one or more Users, you agree to release RaisingCapital.com, its affiliates, officers, directors, employees, representatives, agents, subsidiaries, and joint ventures from any and all claims, demands, and damages (actual and consequential) arising from or related to such disputes, known or unknown, forever and irrevocably.

The Services, the Site, RaisingCapital.com Materials, User Content, and any other information and materials provided in conjunction with or through the Services are provided "as is", "as available", and "when available" without any warranties of any kind. RaisingCapital.com disclaims all warranties, whether statutory, express, or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, compliance with laws, correctness, accuracy, and reliability. The RaisingCapital.com makes no representation or warranty with respect to the merits and risks of any transactions made by or through the Services, nor that the use of the Services and the Site will be uninterrupted, error-free, or free of viruses or other harmful components. Additionally, RaisingCapital.com makes no warranty or representation as to the completeness or accuracy of the information provided through the Services or the compliance of any issuer with the Investment Company Act, the Investment Advisers Act, or the Securities Act. RaisingCapital.com assumes no liability or responsibility for any errors or omissions in the content of the Site, RaisingCapital.com Materials, or User Content, and does not endorse or represent the reliability or accuracy of any content or information, including User Material, distributed through or accessed through the Services. RaisingCapital.com has not investigated such information and shall not be liable for any investment decisions made based on such information.

RaisingCapital.com is entitled to rely on the information provided by its Users. RaisingCapital.com does not provide any representation, warranty, or assurance that any offering made by another User is made in accordance with state and/or federal securities law, and each issuer, not RaisingCapital.com, is responsible for ensuring compliance with applicable laws and regulations. RaisingCapital.com makes no representation or warranties regarding the legality or compliance of any offering. RaisingCapital.com is not responsible for the content of any off-site pages linked to the Site or through the Services, and clicking on hyperlinks and visiting any off-site pages is done at your own risk.

RaisingCapital.com has the sole right to modify, delete, improve, or correct any information, content, materials, and descriptions provided on the Site without prior notice. Additionally, RaisingCapital.com may suspend and/or deny access to the Services at any time, and in the event of termination, there will be no pro-rated refund. Furthermore, RaisingCapital.com has the right to discontinue or change any product or service described in or offered on or through the Services at any time. RaisingCapital.com may also, in its sole discretion, block or discontinue your access to the Services at any time and for any reason, without any liability, and the Membership Fee is non-refundable. You agree that RaisingCapital.com will not be liable to you or any third party for any such modification, suspension, or discontinuance. Even after termination of these Terms of Service or your access to the Services for any reason, you will continue to be bound by these Terms of Service, which include ownership provisions, warranty disclaimers, indemnity, and limitations of liability. It is possible that the information and materials on the Site or through the Services may contain typographical errors or inaccuracies. Any dated information is published only as of its date, and RaisingCapital.com does not undertake any obligation to update or amend such information. You agree that RaisingCapital.com and its affiliates will not be liable to you or any third party for any such modification, suspension, or discontinuance.

You acknowledge and agree that you are solely responsible for your own behavior and conduct while using the Services, and you will be held accountable for any consequences arising from your actions. You agree to utilize the Services only for lawful, legitimate, and proper purposes that conform to these Terms and any relevant laws, regulations, or rules, including, but not limited to, the Securities Act of 1933, the Securities Exchange Act of 1934, the Investment Company Act of 1940, the Investment Advisers Act of 1940, any relevant state "Blue Sky" laws, any other applicable U.S. federal or state securities laws, regulations, and rules, any securities exchange or self-regulatory organization's rules or regulations, and any relevant foreign laws, as amended from time to time. The RaisingCapital.com reserves the right to report any suspected fraudulent, abusive, or illegal activities to appropriate law enforcement agencies. Without limitation, you agree not to engage in the following activities while using the Services:

use the Services in any manner that could damage, disable, overburden, or impair the Services, or interfere with any other party’s use and enjoyment of the Services;

​attempt to gain unauthorized access to the Site, the Services, any other affiliated website or service, or the computer systems or networks connected to the Services through hacking, password mining or any other means;

​create user accounts by automated means or under false or fraudulent pretenses;

​transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature;

​defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others;

​upload, post, email or transmit, or otherwise make available through the Services any inappropriate, defamatory, infringing, obscene, or unlawful content;

​upload, post, email or transmit, or otherwise make available through the Services any content that infringes any patent, trademark, copyright, trade secret or other proprietary right of any party, unless you are the owner of such rights or have the permission of the owner to post such content;

​upload, post, email or transmit, or otherwise make available through the Services any materials that promote pyramid schemes, chain letters or disruptive commercial messages or advertisements, or anything else prohibited by law, the Terms;

​download any file posted by another User that you know, or reasonably should know, cannot be legally distributed in such manner;

​impersonate another person or entity, or falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of any materials;

​remove any copyright, trademark or other proprietary rights notices contained in or on the Services;

​use any robot, spider, site search/retrieval application, or other device to retrieve or index any portion of the Services or collect information about its Users for any unauthorized purpose;

​submit content that falsely expresses or implies that such content is sponsored or endorsed by the RaisingCapital.com, its affiliates, officers, directors, employees, representatives or agents, including RaisingCapital.com, or any third parties;

​promote or provide instructional information about illegal activities or promote physical harm or injury against any group or individual;

​share with or disclose to anyone any information obtained through the Services about any investment offerings;

​or contacting any party or User other than as allowed through the Services.

The Site may not be used by any person or entity in any jurisdiction where the use thereof would be contrary to applicable laws, rules or regulations of any governmental authority, regulatory or self-regulatory organization or clearing organization.

The RaisingCapital.com reserves the right to terminate your use of the Services and these Terms at any time and for any reason without prior notice. In the event of such termination or expiration, the RaisingCapital.com may remove and dispose of any RaisingCapital.com Materials or User Content, which may no longer be accessible to you. The RaisingCapital.com has no obligation to preserve any such information in its databases or to transfer such information to you or any third party. You acknowledge and agree that the RaisingCapital.com will not be responsible or liable to you or any third party for any such termination, except as expressly stated in these Terms. In the event of termination or expiration of these Terms, any provision that by its nature or language should survive will remain in effect despite such termination or expiration.

The Site may have links to websites operated by third parties, which are called "Linked Sites". The RaisingCapital.com provides these links only for your convenience, and their inclusion does not suggest that the RaisingCapital.com is affiliated with, sponsors, endorses, approves, investigates, verifies, or monitors any information, materials, products, or services found in or available through any Linked Site. The RaisingCapital.com will not be responsible for any information contained on any Linked Site or your use of or inability to use any Linked Site. When you choose to access Linked Sites, you do so at your own risk, and you are subject to the Linked Site's terms and policies.

You agree to protect, indemnify, and hold harmless the RaisingCapital.com, its directors, officers, employees, affiliates, representatives, and agents from any damages, including legal fees and expenses, arising directly or indirectly from your use of the Site or Services to the fullest extent allowed by law. The RaisingCapital.com may, at its sole expense, take over the exclusive defense and control of any claim or action and any negotiations for settlement or compromise, and you must cooperate with the RaisingCapital.com fully upon its request in defending any such claim, action, settlement, or compromise negotiations.

 To the maximum extent permitted by law, you agree that the RaisingCapital.com and its directors, officers, employees, affiliates, and agents shall not be liable for any special, indirect, incidental, consequential, punitive, or exemplary damages arising from or related to your use of the Services or the Site, regardless of whether the RaisingCapital.com has been advised of the possibility of such damages, and even if such damages result from negligence. You acknowledge and agree that the RaisingCapital.com has provided its Services and entered into these Terms based on the disclaimers of warranties and the limitations of liability set forth herein, and that these disclaimers and limitations of liability represent a fair and reasonable allocation of risk between you and the RaisingCapital.com. These disclaimers and limitations of liability are essential to the bargain between you and the RaisingCapital.com, and the RaisingCapital.com would not be able to offer its Services to you at a reasonable cost without them. Please note that some jurisdictions may not allow the exclusion of implied warranties or limitation of incidental or consequential damages, so some of the above exclusions may not apply to you. You are responsible for checking your local laws for any restrictions or limitations regarding the exclusion of implied warranties. 

The RaisingCapital.com assumes no responsibility for, and shall not be liable for, any damages to or viruses that may infect your computer equipment or other property as a result of your access to, use of, or browsing in the Site, or your downloading of any materials, data, text, images, video, or audio from the Site. We cannot guarantee that any User is an “accredited investor,” as defined by Rule 501 of Regulation D under the Securities Act of 1933, as amended.

Unless explicitly stated otherwise, if you need to send legal notices to RaisingCapital.com, you should email them to Admin@RaisingCapital.com. RaisingCapital.com will provide legal notices to you through email or mailing address you provided during the account registration process, or by posting them on the Site. Once sent, a notice will be considered received 24 hours after being emailed, unless RaisingCapital.com is notified that the email address is invalid. A notice will be considered received three days after being mailed or posted on the Site. By using the Services or the Site, you agree that any notices or communications RaisingCapital.com provides to you electronically, either by email or by posting them on the Site, fulfill any legal requirement for such communications to be in writing.

If there is any dispute or difference between you and RaisingCapital.com, including any officers, directors, or employees, in relation to the Services or any matter concerning these Terms, and you cannot come to a resolution, it will be finally settled by commercial arbitration according to the rules and regulations of the American Arbitration Association ("Association") that are in effect at that time. The parties will mutually select one or more arbitrators from the Association's commercial panel, and the arbitrator(s) must be English speaking individuals. The arbitrator(s) will have the authority to extend the time for issuing the award with the consent of both parties. The award made by the arbitrator(s) can be entered as a judgment in any court that has competent jurisdiction, and it will be final, binding, and non-appealable. The arbitrator(s) can award any remedy or relief that they consider appropriate, including money damages and injunctive relief. This arbitration provision will remain in effect even after these Terms expire or terminate. If any party fails to appear in the arbitration proceedings, the arbitrator(s) may enter an award against that party, regardless of the failure to appear. You consent to the arbitration proceedings taking place in the City of Los Angeles, State of California, and you agree that any legal action or proceeding related to these Terms will occur in the City of Los Angeles. You waive any objections that you may have based on improper venue or inconvenient forum. The arbitrator(s)' fees for the arbitration proceedings will be shared equally between the parties involved.

The Terms and your use of the Services will be governed by and interpreted under the laws of the state of Delaware, regardless of conflicts of laws provisions. You hereby waive your right to a trial by jury regarding any claim, action or proceeding, whether directly or indirectly arising from or related to these Terms of Service to the maximum extent allowed by law. You acknowledge that without this provision, you would have the right to file a lawsuit and have a trial by jury.

Neither party will be responsible for failure to perform any obligation under these Terms due to causes beyond the reasonable control of such party, including but not limited to strikes, lockouts, riots, epidemics, war, government regulation, fire, flood, natural disasters, Acts of God, or inadequacies of equipment, or other cause beyond the reasonable control of such party.

If any part of the Terms is found to be unenforceable, that part will be changed to the extent needed to make it enforceable while still maintaining its original meaning. If any part of the Terms is found to be unenforceable in a specific jurisdiction, it will be enforced to the maximum extent allowed in that jurisdiction, but the enforceability of the Terms in other jurisdictions and of the remaining provisions in that jurisdiction will not be affected. You also agree to replace any void or unenforceable provision of the agreement with a valid and enforceable provision that will achieve, as much as possible, the economic, business, and other objectives of the void or unenforceable provision.

ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT/UNIFORM ELECTRONIC TRANSACTIONS ACT:

The Federal Electronic Signatures in Global and National Commerce Act (“ESIGN”) and similar state laws, particularly the Uniform Electronic Transactions Act (“UETA”) laws enable businesses to create legally binding agreements using electronic records and signatures in consumer transactions. To comply with these laws, businesses must obtain the consumer's consent to receive information electronically. When a user registers on the Site, they give their consent to transact business electronically, and the Site maintains electronic records in accordance with ESIGN and UETA regulations. By using electronic signatures to sign documents, users are bound to them in the same way as if they had physically signed them. The use of electronic documents fulfills the requirement for written documents. Users are responsible for reviewing and understanding these documents and agreeing to conduct business electronically. They agree not to contest the admissibility or enforceability of electronically stored copies of this Agreement. While electronic delivery is the preferred method, users may choose other delivery methods, and such a choice will not affect their consent. Users may also opt for paper versions and revoke their consent to electronic delivery, allowing RaisingCapital.com a reasonable period to effect the change. Users must have suitable equipment and services, such as a computer with internet access, an email address, and the ability to download, save, and print communications to retain a record of them. They are solely responsible for maintaining such equipment and services for online access.

Only the party entitled to the benefit of a provision in these Terms can waive it, and such waiver must be in writing. The failure of any party to require performance of any provision of these Terms at any time will not affect their right to enforce it at a later time. A waiver of any breach of a provision in these Terms will not be considered a waiver of other breaches of the same provision or breaches of other provisions in these Terms. These Terms of Service, along with other referenced materials, represent the entire agreement between RaisingCapital.com and you regarding the Services, superseding all previous or contemporaneous communications and proposals, whether oral, written, or electronic, and govern any future relationship.

When using the Site and Services, you agree to abide by the current version of the Terms in effect on the date of use. The RaisingCapital.com reserves the right to modify the Terms and other policies and procedures governing the Service at any time, without notice or liability, by posting the modified Terms, policies, or procedures to the Site at its sole discretion. The date of any effective changes will be noted at the bottom of this page, and we will provide you with information regarding any changes made upon request. Your continued use of the Services after the modified Terms have been posted or provided to you constitutes your agreement to be bound by the current Terms. 

As of April 26, 2023, these Terms replace the previous terms of December 30, 2021.